The Mortgage Gall- Prequalification Calculator

Professional Service

Allow me to use my 24 years of experience to assist you.

As an experienced Residential Mortgage Advisor, I have many financial sources to obtain competitive rates and products for your specific need.

Many people believe the mortgage process will be an intimidating experience. I specialize in educating my clients up front on what to expect so that we can work together in an efficient manner every step of the way until your loan is funded.

Call me or complete my secure application to receive a free analysis. I look forward to working with you.

To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button. Please note that prequalification is different from a preapproval. Prequalification gives you an estimate of how much you may be able to borrow. Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.


Gross Monthly Income	$
Monthly Debt/Payments Include only loans that won't be paid off in 10 months	$
Loan Terms You Desire
Interest Rate %	%
Term	Years
Down Payment (% of Sales Price)	%
Expected Taxes & Insurance If you don't know what your property taxes and insurance will be, leave this section blank. We will estimate it for you. Otherwise, please enter your estimated taxes and insurance.
Yearly Property Tax	$
Yearly Property Insurance	$

Professional Service

Mike Banes

President/RMLO